Mind the GAP!
Avoid a potential shortfall...

Select the option below which most closely matches how you are buying your car to decide which policy is the best for you in the event of a total loss:

1. I paid for my vehicle outright using cash or a personal loan from a VAT registered dealer

Back to Invoice Plus - Pays the difference between your motor insurer's settlement and the original vehicle invoice price.

Vehicle Replacement Plus - Pays the difference between your motor insurer's settlement and the cost of replacing your vehicle new for old or with one of a similar age as the original.

2. My vehicle is on finance e.g Personal Contact Purchase or Hire Purchase

Back to Invoice Plus - Pays the difference between your motor insurer's settlement and the original vehicle invoice price or the outstanding finance balance, whichever is higher at the time of the incident.

Vehicle Replacement Plus - Pays the difference between your motor insurer's settlement and the cost of replacing your vehicle new for old or with one of a similar age as the original or the outstanding finance balance, whichever is higher at the time of the incident.

3. My vehicle is leased with no option to purchase at the end of the term e.g. Contract Hire, Operating Lease

Contract Hire Plus - Covers up 100% of the outstanding rentals on a lease or contract hire vehicle as well as any difference in residual value.

4. My car was purchased privately, not from a dealer

Agreed Value – Pays the difference between your motor insurer's settlement and the Glass's Guide Retail Value of your car at the time the policy is purchased.